01 · CONNECT
Connect your cards. Upload your policy.
Link company cards read-only through your bank, or import statements. MonitorSpend reads your expense policy and you approve the rules.
Every charge checked No spreadsheets. No chasing receipts.
Every company card charge, checked the day it posts.
Connect your company cards. MonitorSpend checks each charge against your expense policy, gets the receipt and the reason from the person who spent it, and sends the report to their manager to approve.
15 days free, no credit card·No app for your team to install
Sample data
Checked against your policy
Approved in one tap
Companies keeping their card spending in check with MonitorSpend
Sound familiar?
You find out at month-end.
Company cards make spending easy. Knowing what was spent, and why, is the hard part.
01
I’ll find the receipt.
Month-end. Your bookkeeper is still waiting on fourteen of them.
02
It was a client dinner.
Six people, a Tuesday, and nobody wrote down who was there.
03
Just put it on the company card.
You see it thirty days later on the statement, when it’s awkward to ask.
04
Who approved this?
Nobody. The expense report was a spreadsheet emailed at 11 at night.
Most overspending isn’t fraud. It’s nobody looking until the statement arrives. MonitorSpend looks at every charge, the day it posts.
How it works
Set it up once. It checks every day.
Connect your cards, give it your policy, invite your team. From then on, the checking and the chasing are ours.
02 · CHECK
Every charge checked. Your team explains the exceptions.
Receipts arrive as a phone photo or a forwarded email and are matched for them. Anything outside policy gets a one-line reason, or is paid back.
03 · APPROVE
Managers approve. Your books are ready.
Each trip or month goes to the manager with the exceptions on top. Approve, or send it back with a note. Export for your bookkeeper.
What your team sees
No training session. No app.
Your people get one list: their charges, what each one needs, and a button to send it to their manager.
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Any phone’s browserNothing to install. It can sit on the home screen like an app.
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Snap or forward a receiptA photo, or the receipt email sent to their own private address. It’s read and matched for them.
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One line, not a formOnly charges outside the policy need a reason, and one sentence is enough.
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Personal charges, settledPut something personal on the card? Mark it, and MonitorSpend tracks it until it’s paid back.
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No passwordsEveryone signs in with their phone’s fingerprint or face check.
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Told up frontEach person acknowledges a plain notice that their company card spending is checked.
Built for money
It can see every charge. It can’t move a dollar.
Your bank connection is read-only, and the data that matters is locked down with your company’s own key.
- Read-only, always. MonitorSpend reads transactions. It never moves money, and your bank login is handled by Plaid, never by us.
- No full card numbers. Only the last four digits are kept, even when a statement or receipt shows more.
- Your own encryption key. Names, notes and receipts are encrypted with a key that belongs to your company alone.
- No passwords to steal. Sign-in is by passkey, and sensitive steps ask for it again.
- A record of everything. Every change is logged in an audit trail that shows if it was ever altered, and every file is checked for viruses.
Read-only
Business Visa ••4821
- Transactions. Date, amount, merchant and category of each charge.
- Card. The last four digits, to know whose card it is.
- Never. Payments, transfers, balances or your bank login.
Connected through Plaid · disconnect any timeEncrypted
Built for owners and their finance people
From the card swipe to your books, checked.
Your policy, enforced on every charge. The exceptions explained. The suspicious ones flagged quietly.
Your policy, read for you
Upload your travel and expense policy as a PDF or Word file. MonitorSpend turns it into rules you review and approve. No policy yet? Start from US government travel rates.
Every number explained
Each exception shows the arithmetic, so nobody argues about it.
Quiet fraud alerts
Duplicate payments, split purchases, a receipt used twice, amounts just under a limit. Flagged privately to finance, and never shown to the person they’re about.
Any bank, any statement
Connect cards and accounts through your bank, or import the statement your bank already gives you.
Approvals that don’t stall
Managers get an email, open the report on their phone, and approve or send it back.
Personal charges paid back
Rejected or personal charges become money owed, tracked until it’s repaid.
Ready for your bookkeeper
Export approved reports and transactions as spreadsheets for your accountant or accounting software.
Customers
In their words
Pricing
One price per person. Start free.
Everything included for everyone in your company, AI reading too. Nothing extra to buy.
MonitorSpend
For companies with a few cards or a few hundred.
$12$11per person a month
$132 per person, billed yearlyBilled monthly
- Every card and bank account you connect
- Policy checks on every charge
- Receipts by photo or forwarded email, read by AI
- Policies and PDF statements read for you
- Manager approvals and repayments
- Private fraud alerts for finance
- Exports for your bookkeeper
A 25-person team pays $275 a month on the yearly plan, or $300 month to month.
15 days free, no credit card. Counted from the people in your directory; people who leave stop counting. Cancel any time.
Do my employees need to install an app?
No. MonitorSpend works in any phone’s browser, camera included, and can be added to the home screen.
Which cards and banks work?
Most US banks and card issuers connect through Plaid. Any other card or account works through its statement: CSV, OFX, QFX, QuickBooks (QBO), QIF or PDF.
Can MonitorSpend move money?
No. The bank connection is read-only. MonitorSpend reads transactions and never sees your bank login.
How long does setup take?
Connect a card, upload your policy and invite your team. Charges are checked as soon as your bank reports them.
We don’t have an expense policy. Can we still use it?
Yes. Start from US government travel rates for hotels and meals, then change any limit to suit your company.
Does AI reading cost extra?
No. Reading receipts, PDF statements and policy documents is included, with a monthly fair-use allowance well beyond what a team normally sends. If you ever reach it, receipts are still kept and the details are typed in until the next month.
What happens when the trial ends?
If you don’t subscribe, you can still sign in, see and export everything. Nothing is deleted, but nothing new can be added until you do.
Do employees know their spending is checked?
Yes. Each person acknowledges a plain-language monitoring notice, as some states require.
Stop finding out at month-end.
Connect your first card today. The next charge on it gets checked.
15 days free·No credit card·Cancel any time